518 A St
Needles, CA, 92363
$230,000
MLS: IG26057856
Beds
2
Baths
2
Sq Ft
1,878
Lot
0.13 ac
Year Built
1910
MLS #
IG26057856
Days on Market
1
Listed
Mar 17, 2026
Description
This property includes three separate 2-bedroom, 1-bathroom single-family homes on two lots, offering great income potential. One home is currently tenant-occupied, providing immediate rental income, while the other two are vacant, making them ideal for experienced investors or buyers looking to renovate and generate additional cash flow. Each home offers its own space and layout, and with the right vision, this property can become a strong addition to any rental portfolio. Both these parcels are included #0186146080000 & #0186146100000 and comes with the lot in the back as well! Don’t miss your chance to turn this into a high-yield investment!
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Jose Ponce · PONCE & PONCE REALTY, INC
Payment estimate
$1,898
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $23,000 · Loan: $207,000
- Principal & Interest
- $1,272
- Property tax (1.25%)
- $240
- Homeowners insurance
- $300
- Mortgage insurance
- $86
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $8,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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