Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

518 A St

Needles, CA, 92363

1 / 49View all 49 photos

$230,000

MLS: IG26057856

Beds

2

Baths

2

Sq Ft

1,878

Lot

0.13 ac

Year Built

1910

MLS #

IG26057856

Days on Market

1

Listed

Mar 17, 2026

Description

This property includes three separate 2-bedroom, 1-bathroom single-family homes on two lots, offering great income potential. One home is currently tenant-occupied, providing immediate rental income, while the other two are vacant, making them ideal for experienced investors or buyers looking to renovate and generate additional cash flow. Each home offers its own space and layout, and with the right vision, this property can become a strong addition to any rental portfolio. Both these parcels are included #0186146080000 & #0186146100000 and comes with the lot in the back as well! Don’t miss your chance to turn this into a high-yield investment!

Location

Needles, San Bernardino County, CA 92363

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Listed by: Jose Ponce · PONCE & PONCE REALTY, INC

Payment estimate

$1,898

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $23,000 · Loan: $207,000

%
Principal & Interest
$1,272
Property tax (1.25%)
$240
Homeowners insurance
$300
Mortgage insurance
$86
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $8,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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