520 N 1st
Upland, CA, 91786
$859,000
Original list price: $939,000
MLS: CV26173417
Beds
—
Baths
—
Sq Ft
1,679
Lot
0.14 ac
Year Built
1901
MLS #
CV26173417
Days on Market
68
Listed
Aug 9, 2026
Description
Charming Historic District Triplex in Upland Discover the character and charm of Upland’s Historic District with this delightful triplex featuring three cute bungalow-style units, thoughtful updates, and excellent rental appeal. Each unit blends vintage charm with modern conveniences, including granite countertops, luxury vinyl tile (LVT) flooring, and updated appliances. The property also offers garage parking, an increasingly desirable feature for tenants. The freshly painted & well-maintained exterior showcases classic bungalow architecture, inviting covered porches, mature landscaping, and beautifully established hedges that add to the property’s curb appeal. Located in a desirable historic neighborhood, this triplex offers a unique opportunity to own an income-producing property with a significant property tax credit - buyer to verify. Front unit features a 2 bedroom, 1 bath with central air. Units B & C are 1 bed, 1 bath units with wall A/C units. Each unit has a stackable laundry unit. Garage has three spaces each with their own opener. This opportunity to start or expand your investment portfolio with long-term rental potential, this charming Upland triplex is for you.
Location
Upland, San Bernardino County, CA 91786
Open on Google Maps ↗Listed by: Lauren Davis · MARK ANDERSEN & ASSOCIATES
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,870
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $85,900 · Loan: $773,100
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,353
- Property tax (1.25%)
- $895
- Homeowners insurance
- $300
- Mortgage insurance
- $322
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $30,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Upland, CA 91786 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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