5206 Ruby Street
Torrance, CA, 90503
$1,399,000
MLS: SB26208339
Beds
3
Baths
2
Sq Ft
1,504
Lot
0.13 ac
Year Built
1956
MLS #
SB26208339
Days on Market
1
Listed
Sep 24, 2026
Description
This extensively renovated single-story home in Torrance's Southwood neighborhood has been owned by the same family since 1964 and is on the market for the first time in over six decades. Move-in ready and updated from top to bottom, this West Torrance home features two beautifully remodeled bathrooms, new flooring throughout, and a refreshed kitchen. It offers approximately 1,504 square feet with 3 bedrooms, 2 bathrooms, and a detached 2-car garage at the end of a long driveway. The heart of the home is one open, connected space. A large living room with a stone fireplace, the galley kitchen, and a formal dining area flow together. A raised counter with bar seating opens the kitchen toward the living room, so whoever is cooking stays part of the conversation. New recessed lighting runs throughout, and sliding doors off the living room lead straight to the backyard, extending the living space outdoors for entertaining, dining, or simply enjoying the Southern California weather. A hallway separates the three bedrooms from the main living area, creating a natural divide between the home's gathering and private spaces. One bedroom includes its own elegantly remodeled ensuite bathroom, while the two additional bedrooms share the second remodeled bath. An interior laundry area adds everyday convenience. The renovation touched nearly every part of the home. The kitchen features new stainless steel appliances, new countertops, a farmhouse sink, and a pantry cabinet for extra storage. Other improvements include a newer roof and plumbing, a new electrical panel, a new central heating system, new vinyl flooring in the main living areas, new carpet in the bedrooms, and fresh paint inside and out. Outside, a patio and landscaped backyard with lawn and flower beds create an inviting place to relax, with views toward the Palos Verdes hillside. The detached garage offers potential for a future ADU conversion, subject to applicable requirements and approvals. Southwood offers a true blend of coastal convenience and everyday comfort. The coastline and Redondo Beach Pier are a short drive away, and cool afternoon breezes roll in from the Pacific. Anza Elementary and Paradise Park are close by, and the home is served by the Torrance Unified School District, including West High School. Buyer to verify school eligibility. Del Amo Fashion Center, Manhattan Beach, and Hermosa Beach are all nearby.
Location
Torrance, Los Angeles County, CA 90503
Open on Google Maps ↗Listed by: Leonard LaRocca · Compass
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$10,684
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $139,900 · Loan: $1,259,100
Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,402
- Property tax (1.25%)
- $1,457
- Homeowners insurance
- $300
- Mortgage insurance
- $525
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 24, 2026
- 30-year fixed
- 7.03%
- 15-year fixed
- 6.42%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $48,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Torrance, CA 90503 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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