521 N Santa Paula
Santa Paula, CA, 93060
$759,000
Original list price: $770,000
MLS: PW26018419
Beds
4
Baths
4
Sq Ft
2,189
Lot
0.58 ac
Year Built
2020
MLS #
PW26018419
Days on Market
76
Listed
Jan 27, 2026
Description
This home has the top of the line upgrades includig the designer wood flooring, Why spend $25,000 or more for upgrades in a new home when you have the best in this one. The moment you buy this home your equity has possibly already increased. The brand new homes being built in this community will be sold for about $800,000 to the low $1,000,000 price range. That being said, Welcome home! As you step through the front door, of your new home you’re greeted by a charming foyer that sets the tone for the rest of the house. To your left, the cozy downstairs bedroom beckons, featuring warm natural light and a private bathroom, perfect for guests or family members seeking convenience. Go to the right, you enter an inviting open-concept space where the kitchen features are a home chefs dream with the GE Profile stainless steel appliances, upgraded backsplash, granite countertops, and a generous island perfect for entertaining. The kitchen seamlessly flows through the dinning area and to the living room, imagine hosting gatherings in this vibrant area. The living room, with its large windows invites the outdoors in, creating a bright and airy atmosphere. As you ascend the staircase, you’re led to the second floor, where three additional bedrooms await. To your right, the primary bedroom offers a serene retreat, complete with its own luxurious bathroom, ensuring privacy and comfort. The two other bedrooms are perfect for family or guests, each offering charming nooks and inviting spaces. From two of these upstairs bedrooms, is a glimpse of the majestic mountains peeking through providing a picturesque backdrop that enhances the home’s tranquility. As you make your way back downstairs, step outside to discover a beautifully designed backyard oasis. The custom outdoor area features a blend of concrete and lush artifical grass, perfect for summer barbecues or quiet moments spent soaking in the sun. You have full access to The Farmhouse, a private clubhouse featuring a pool/spa, fitness center, fire pit and BBQ area. There is a community gardens, walking trails, parks, a playground, and a sports park--perfect for active, outdoor lifestyles. It also has community garden that offers a chance to connect with nature, while playgrounds and scenic walking paths provide endless opportunities for outdoor adventures. Additional highlights includes low cost Solar for energy efficiency and style.
Location
Santa Paula, Ventura County, CA 93060
Open on Google Maps ↗Listed by: Richard Spurling · Richard Spurling, Broker
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,076
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $75,900 · Loan: $683,100
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,390
- Property tax (1.25%)
- $791
- Homeowners insurance
- $300
- Mortgage insurance
- $285
- HOA dues
- $311
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Paula home with as little as 3.5% down using an FHA loan — roughly $26,565 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Paula, CA 93060 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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