521 N Santa Paula
Santa Paula, CA, 93060
$714,900
Original list price: $770,000
MLS: PW26018419
Beds
4
Baths
4
Sq Ft
2,189
Lot
0.58 ac
Year Built
2020
MLS #
PW26018419
Days on Market
143
Listed
Jan 27, 2026
Description
SELLER IS OFFERING BUYER CONCESSIONS TOWARD CLOSING. Featuring soaring 20-foot ceilings, a private first-floor suite with direct access to its own enclosed patio, and a fully finished backyard, this upgraded 4-bedroom, 3.5-bath home in Harvest at Limoneira offers approximately 2,189 square feet of move-in-ready living space. The open-concept main living area is filled with natural light and features upgraded wood-style flooring, dramatic ceiling height, and a spacious layout designed for both everyday living and entertaining. The kitchen includes granite countertops, an upgraded backsplash, an oversized center island, and GE Profile appliances, including the range and refrigerator. A private first-floor bedroom suite includes its own full bathroom and direct access to an enclosed patio, creating a comfortable and flexible space for guests, multigenerational living, a home office, or additional private living space. Sliding glass doors lead to a fully finished, low-maintenance backyard featuring artificial turf, pavers, and plenty of room for outdoor dining, entertaining, or relaxing. Upstairs, the spacious primary suite features a large private bath, along with two additional bedrooms and a versatile bonus/loft area that can serve as a media room, play space, office, or second living area. With many of the upgrades and outdoor improvements already completed, this home offers a move-in-ready option within one of Santa Paula’s newer master-planned communities. Harvest at Limoneira residents enjoy access to The Farmhouse, a private clubhouse featuring a pool and spa, fitness center, fire pit, and BBQ area, along with a community garden, walking trails, parks, playground, and sports park.
Location
Santa Paula, Ventura County, CA 93060
Open on Google Maps ↗Listed by: Richard Spurling · Richard Spurling, Broker
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,079
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $71,490 · Loan: $643,410
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,455
- Property tax (1.25%)
- $745
- Homeowners insurance
- $300
- Mortgage insurance
- $268
- HOA dues
- $311
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Paula home with as little as 3.5% down using an FHA loan — roughly $25,022 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Paula, CA 93060 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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