ActiveSingleFamilyResidence

521 N Santa Paula

Santa Paula, CA, 93060

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$770,000

MLS: PW26018419

Beds

4

Baths

4

Sq Ft

2,189

Lot

0.58 ac

Year Built

2020

MLS #

PW26018419

Days on Market

31

Listed

Jan 27, 2026

Description

The moment you buy this home your equity has possibly already increased. The brand new homes being built in this community will be sold for about $800,000 to the low $1,000,000 price range. That being said, Welcome home! As you step through the front door, of your new home you’re greeted by a charming foyer that sets the tone for the rest of the house. To your left, the cozy downstairs bedroom beckons, featuring warm natural light and a private bathroom, perfect for guests or family members seeking convenience. Go to the right, you enter an inviting open-concept space where the kitchen features are a home chefs dream with the GE Profile stainless steel appliances, upgraded backsplash, granite countertops, and a generous island perfect for entertaining. The kitchen seamlessly flows through the dinning area and to the living room, imagine hosting gatherings in this vibrant area. The living room, with its large windows invites the outdoors in, creating a bright and airy atmosphere. As you ascend the staircase, you’re led to the second floor, where three additional bedrooms await. To your right, the primary bedroom offers a serene retreat, complete with its own luxurious bathroom, ensuring privacy and comfort. The two other bedrooms are perfect for family or guests, each offering charming nooks and inviting spaces. From two of these upstairs bedrooms, is a glimpse of the majestic mountains peeking through providing a picturesque backdrop that enhances the home’s tranquility. As you make your way back downstairs, step outside to discover a beautifully designed backyard oasis. The custom outdoor area features a blend of concrete and lush artifical grass, perfect for summer barbecues or quiet moments spent soaking in the sun. As a plus the back yard is very low maintenance. Beyond your private sanctuary, this home is part of a vibrant community. You have full access to The Farmhouse, a private clubhouse featuring a pool/spa, fitness center, fire pit and BBQ area. There is a community gardens, walking trails, parks, a playground, and a sports park--perfect for active, outdoor lifestyles. It also has community garden that offers a chance to connect with nature, while playgrounds and scenic walking paths provide endless opportunities for outdoor adventures. Additional highlights includes low cost Solar for energy efficiency and style. This property is not just a home; it's a lifestyle waiting for you to embrace. Come and experience all that it has to offer!

Location

Santa Paula, Ventura County, CA 93060

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Listed by: Richard Spurling · Richard Spurling, Broker

Payment estimate

$5,649

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $77,000 · Loan: $693,000

%
Principal & Interest
$4,258
Property tax (1.25%)
$802
Homeowners insurance
$300
Mortgage insurance
$289
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Paula home with as little as 3.5% down using an FHA loan — roughly $26,950 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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