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Under ContractCondominium

525 Coconut Lane

Fillmore, CA, 93015

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$639,900

MLS: V1-39035

Beds

3

Baths

3

Sq Ft

1,938

Lot

0.03 ac

Year Built

2021

MLS #

V1-39035

Days on Market

11

Listed

Oct 1, 2026

Description

Welcome to this beautifully decorated and thoughtfully maintained 3-bedroom, 21/2-bath home in the charming community of Fillmore, where scenic mountain views and a welcoming small-town atmosphere create a wonderful place to call home.This spacious floor plan features a welcoming foyer and an inviting living room highlighted by beautiful, floor-to-ceiling window treatments that add an elegant touch to the space. The beautifully appointed kitchen features a center island, spacious pantry, plenty of storage, and includes the refrigerator, microwave, stove, and dishwasher. The primary suite offers a comfortable retreat with a beautifully designed bathroom featuring dual sinks. The washer and dryer are also included.Tastefully decorated throughout, this home offers a warm and inviting atmosphere with thoughtful touches and attention to detail. Additional features include air conditioning, owned solar panels, and a two-car garage, along with a convenient layout designed for comfortable everyday living and entertaining.Step outside to enjoy the charming patio, complete with a white picket fence and a garden area where the current owners grow their own vegetables. The community HOA offers wonderful amenities, including a pool, spa, and playground, providing enjoyable options for relaxation and recreation. The property also offers abundant guest parking for family and friends.There are no Mello-Roos assessments, adding to the appeal of this wonderful home. Also, the existing VA loan may be assumable for a qualified buyer, subject to lender approval and applicable requirements.

Location

Fillmore, Ventura County, CA 93015

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Listed by: Veronica Licea · Coldwell Banker Realty

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$5,513

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $63,990 · Loan: $575,910

%

Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$3,987
Property tax (1.25%)
$667
Homeowners insurance
$300
Mortgage insurance
$240
HOA dues
$319
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Oct 15, 2026

30-year fixed
7.40%
15-year fixed
6.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down+

First-time and repeat buyers can purchase this Fillmore home with as little as 3.5% down using an FHA loan — roughly $22,397 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Assumable Loan — Lock In a Below-Market Rate+

This Fillmore property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.

Similar Homes Nearby

Active and pending listings in ZIP 93015 (Fillmore)within ±10% of this home's price and size.

Local Market Stats

See Fillmore, CA 93015 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

★#1 Producing Individual Realtor, Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.