$639,900
MLS: V1-39035
Beds
3
Baths
3
Sq Ft
1,938
Lot
0.03 ac
Year Built
2021
MLS #
V1-39035
Days on Market
11
Listed
Oct 1, 2026
Description
Welcome to this beautifully decorated and thoughtfully maintained 3-bedroom, 21/2-bath home in the charming community of Fillmore, where scenic mountain views and a welcoming small-town atmosphere create a wonderful place to call home.This spacious floor plan features a welcoming foyer and an inviting living room highlighted by beautiful, floor-to-ceiling window treatments that add an elegant touch to the space. The beautifully appointed kitchen features a center island, spacious pantry, plenty of storage, and includes the refrigerator, microwave, stove, and dishwasher. The primary suite offers a comfortable retreat with a beautifully designed bathroom featuring dual sinks. The washer and dryer are also included.Tastefully decorated throughout, this home offers a warm and inviting atmosphere with thoughtful touches and attention to detail. Additional features include air conditioning, owned solar panels, and a two-car garage, along with a convenient layout designed for comfortable everyday living and entertaining.Step outside to enjoy the charming patio, complete with a white picket fence and a garden area where the current owners grow their own vegetables. The community HOA offers wonderful amenities, including a pool, spa, and playground, providing enjoyable options for relaxation and recreation. The property also offers abundant guest parking for family and friends.There are no Mello-Roos assessments, adding to the appeal of this wonderful home. Also, the existing VA loan may be assumable for a qualified buyer, subject to lender approval and applicable requirements.
Location
Fillmore, Ventura County, CA 93015
Open on Google Maps ↗Listed by: Veronica Licea · Coldwell Banker Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,513
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $63,990 · Loan: $575,910
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,987
- Property tax (1.25%)
- $667
- Homeowners insurance
- $300
- Mortgage insurance
- $240
- HOA dues
- $319
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Fillmore home with as little as 3.5% down using an FHA loan — roughly $22,397 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate+
This Fillmore property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Fillmore, CA 93015 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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