5312 Newbury
San Bernardino, CA, 92404
$550,000
MLS: IG26077912
Beds
4
Baths
2
Sq Ft
1,466
Lot
0.19 ac
Year Built
1956
MLS #
IG26077912
Days on Market
1
Listed
Apr 14, 2026
Description
Charming home located in a desirable San Bernardino neighborhood, ideal for first-time buyers or a growing family. Dual living opportunity! Main home + ADU—live in one, rent the other. Perfect for extra income or extended family. Conveniently situated near the 210 Freeway for easy commuting and just minutes from Yaamava' Resort & Casino at San Manuel, with nearby shopping, dining, and entertainment.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Eduardo Vasquez · Smart Sell Real Estate
Payment estimate
$4,121
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $55,000 · Loan: $495,000
- Principal & Interest
- $3,041
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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