538 Terrace View Place
Port Hueneme, CA, 93041
$949,000
Original list price: $959,000
MLS: 226004062
Beds
3
Baths
2
Sq Ft
1,730
Lot
0.04 ac
Year Built
1982
MLS #
226004062
Days on Market
44
Listed
Sep 2, 2026
Description
==Expansive Ocean Views--Family Gathering They Will Never Forget!!! Come visit your new beautifully maintained 3-bedroom, 2-bath with Bonus Room or 4th bedroom home. The LARGEST 1730 SQFT Home in SSIV that features a versatile Bonus Room that can easily be converted back to a 4th bedroom. The spacious living room showcases breathtaking ocean views through a large picture window and slider, while the Study/Office and primary bedroom also open directly to an expansive double-sized patio---perfect for morning coffee, entertaining, or enjoying spectacular coastal sunsets.---The primary suite offers vaulted ceilings, a private attached sewing room, walk-in closet, and beautifully appointed bath with dual sinks, private walk-in closet, walk-in shower, and a luxurious Aquatic jetted tub. A separate laundry room includes the washer and dryer. Dual-pane Milgard windows and sliding glass doors provide comfort and energy efficiency, while custom cabinetry throughout the home adds both style and functionality.---The interior has been professionally painted in tasteful Dunn-Edwards whites.---The expansive kitchen features matching appliances, a trash compactor, refrigerator, (included)and a large pass-through window connecting seamlessly to the dining and living areas. The inviting living room features a gas hearth and, most importantly, stunning ocean views.---Your garage is at the footsteps from an elevator that shuttles you to your second floor. The garage has a lstorage loft and a rare space in front of the garage for additional parking an added benefit that most garages do not have at SSIV.---Life at Surfside IV extends well beyond your front door. Enjoy the beautifully maintained 11-acre oceanfront community, with fountains, new landscaping, park benches, doggie-bag stations, and views toward the ocean and Topa Topa Mountain Range. Residents enjoy an impressive array of amenities and activities, including the Pelican Club with heated indoor pool, heated spa, dry saunas, gym, pool tables, ping-pong, foosball, libraries, grand piano, remodeled kitchen, and conference room, along with community gatherings, Tai Chi, beach campfires, and musical entertainment.---HOA dues include water, trash, sewer, insurance, landscaping, and community amenities. Nearby Moranda Park offers pickleball, tennis, basketball, and baseball, while Bubbling Springs Park provides a public library, soccer fields, dog park, and open space. Enjoy convenient access to restaurants, cafes, shopping, services, Port Hueneme Lighthouse, Port Hueneme Museum, Seabee Naval Golf Course, and, of course, HUENEME BEACH!!!Come experience oceanfront living and discover why Surfside IV is more than a home--it's a lifestyle.--- Your next chapter starts here---
Location
Port Hueneme, Ventura County, CA 93041
Open on Google Maps ↗Listed by: Karl Shafer · Keller Williams Westlake Village
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,343
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $94,900 · Loan: $854,100
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,914
- Property tax (1.25%)
- $989
- Homeowners insurance
- $300
- Mortgage insurance
- $356
- HOA dues
- $785
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Port Hueneme home with as little as 3.5% down using an FHA loan — roughly $33,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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