Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveDuplex

5383 Howard

Ontario, CA, 91762

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$819,000

MLS: IV26038341

Beds

4

Baths

2

Sq Ft

1,728

Lot

0.23 ac

Year Built

1964

MLS #

IV26038341

Days on Market

46

Listed

Feb 23, 2026

Description

Location! Location! Location! Welcome to 5383 Howard St, Ontario, CA 91762 —Situated in a very nice area of Ontario. Centrally located multifamily duplex offering versatility for both families and investors. Each unit features 2 bedrooms and 1 bathroom 1 car garage with decent size backyard for fun days in the summer, comfortable layouts ideal for long-term living or strong rental performance. Whether you’re looking to live in one unit and rent the other, accommodate extended family, or expand your investment portfolio, this property provides flexibility and income potential. Don't miss out! come and see it. The back unit has an additional room. One of the garages has been converted into an additional bedroom with private bathroom. Situated in an established residential neighborhood, the home is conveniently located near Mission Elementary School, Oaks Middle School, and Ontario High School, adding appeal for families seeking nearby educational options. Residents will enjoy close proximity to shopping, dining, and entertainment at Ontario Mills, as well as everyday conveniences including Walmart Supercenter - 1333 N Mountain Ave. Easy access to major freeways provides convenient commuting throughout the Inland Empire and beyond. With strong rental demand, practical floor plans, and a prime location, this duplex presents an excellent opportunity for both owner-occupants and investors seeking long-term value and steady income potential.

Location

Ontario, San Bernardino County, CA 91762

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Listed by: ROSA ESTRADA · DYNASTY REAL ESTATE

Payment estimate

$5,989

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $81,900 · Loan: $737,100

%
Principal & Interest
$4,529
Property tax (1.25%)
$853
Homeowners insurance
$300
Mortgage insurance
$307
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $28,665 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Ontario, CA 91762 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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