544 Nile River Drive
Oxnard, CA, 93036
$830,000
Original list price: $860,000
MLS: V1-37133
Beds
4
Baths
3
Sq Ft
1,977
Lot
0.08 ac
Year Built
2015
MLS #
V1-37133
Days on Market
120
Listed
Jun 22, 2026
Description
Step into your dream home--completely transformed and move-in ready, designed for today's lifestyle with every detail upgraded to perfection. Imagine 23 brand-new windows flooding the space with natural light, beautiful new flooring that flows effortlessly throughout, and a stunning pergola ready to host unforgettable gatherings or quiet evenings under the stars.Downstairs, a full bedroom and bathroom offer ultimate flexibility--ideal for guests, family, or even a private home office. Upstairs, your primary suite is a true sanctuary, a vacation-style retreat where you can relax and recharge in absolute comfort and style.The gourmet kitchen is a chef's masterpiece: dual ovens, a 5-burner gas stove, deep sink, integrated microwave, and brand-new quartz countertops that invite creativity and connection. Every appliance is brand new--from the refrigerator to the washer and a top-of-the-line Samsung dryer--giving you modern convenience from day one.Enjoy endless hot water with a permitted tankless water heater, saving energy while delivering luxury.Nestled in a vibrant, pet-friendly community where neighbors enjoy outdoor exercise and friendly strolls, this home offers the perfect balance of peaceful living and urban access. Minutes from Whole Foods, Target, The Cheesecake Factory, Yard House, Larsen's, a movie theater, and premier shopping and dining--plus easy access to the 101 Freeway--your world is at your doorstep.Whether you're a first-time buyer, relocating, or upgrading, this turnkey gem checks every box. Don't wait--schedule your tour today and claim the lifestyle you deserve!Now, who wouldn't want to live here? This is the kind of home that sells itself because it's not just a house--it's a new chapter waiting to be written.
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Gaby Tellez · Century 21 Masters
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,760
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $83,000 · Loan: $747,000
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,172
- Property tax (1.25%)
- $865
- Homeowners insurance
- $300
- Mortgage insurance
- $311
- HOA dues
- $112
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $29,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93036 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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