5441 Chia
29 Palms, CA, 92277
$275,000
MLS: JT26057960
Beds
3
Baths
2
Sq Ft
1,325
Lot
0.20 ac
Year Built
1986
MLS #
JT26057960
Days on Market
1
Listed
Mar 19, 2026
Description
Charming 3-bedroom, 2-bathroom home with a spacious garage, located in a highly desirable neighborhood. This property offers great potential for customization and improvement, making it perfect for homeowners or investors alike. With a functional layout and generous living space, this home is ready for your personal touch. Don’t miss this opportunity to create your dream home in a fantastic area!
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: Cindy Mark · Cindy Mark Realty
Payment estimate
$2,210
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $27,500 · Loan: $247,500
- Principal & Interest
- $1,521
- Property tax (1.25%)
- $286
- Homeowners insurance
- $300
- Mortgage insurance
- $103
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $9,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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