5445 Pine Avenue
Chino Hills, CA, 91709
$1,159,888
MLS: TR26212717
Beds
4
Baths
3
Sq Ft
3,155
Lot
0.16 ac
Year Built
2003
MLS #
TR26212717
Days on Market
1
Listed
Oct 15, 2026
Description
DOWNSTAIRS PRIMARY SUITE, 5TH BEDROOM POTENTIAL & LISTED COMPETITIVELY: A TRUE EQUITY-BUILDING OPPORTUNITY! Set on a corner lot in Pinehurst Hills, one of Chino Hills’ quiet, established communities, this original-owner home backs to the community hiking trail and is ready for its next chapter. A welcoming entry patio leads inside, where the foyer opens up to an open-concept front living room and formal dining area with high ceilings. Down the hall, a second living area opens to the kitchen and flows out to the backyard, giving you two separate spaces to gather and unwind. The kitchen features a center island, perfect for hosting, plus its own dining area separate from the formal dining room. Between the two, a butler’s pantry is ideal for extra storage or a bar. A downstairs laundry room with sink adds everyday convenience. The primary bedroom suite is conveniently located downstairs, while upstairs you’ll find 3 more spacious rooms, including an expansive bonus-style room with the potential to create a 5th bedroom, adding even more value. Just off the upstairs hallway at the top of the stairs, a separate office nook creates a dedicated space for remote work or study. The home offers 2.5 baths, ceiling fans in every room, and a dual A/C system that controls upstairs and downstairs separately for year-round comfort. Its original finishes carry a charming, earlier-era feel, and that’s exactly where the upside lies: bring your vision and design touches to unlock this home’s true value. Step outside to a covered patio with a ceiling fan and a low-maintenance turf backyard set against the trail. A greenery archway leads to a side-yard gardening area, plus a side yard with plenty of space for storage. The 3-car garage offers room for vehicles, hobbies, and more. Enjoy nearby walking and hiking trails, with easy access to the 71 Freeway and Chino Hills shopping, dining, and everyday conveniences. With this lot, this setting, and this much upside, homes like this don’t come around often.
Location
Chino Hills, San Bernardino County, CA 91709
Open on Google Maps ↗Listed by: Melissa Estuar · Circa Properties, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$9,383
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $115,989 · Loan: $1,043,899
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,228
- Property tax (1.25%)
- $1,208
- Homeowners insurance
- $300
- Mortgage insurance
- $435
- HOA dues
- $212
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino Hills home with as little as 3.5% down using an FHA loan — roughly $40,596 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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