$849,999
MLS: V1-39169
Beds
3
Baths
3
Sq Ft
2,130
Lot
0.11 ac
Year Built
2003
MLS #
V1-39169
Days on Market
5
Listed
Oct 8, 2026
Description
Welcome to this beautiful single-family home located in the desirable Cypress Gardens neighborhood of Oxnard! Conveniently situated just minutes from the beach, PCH, shopping centers, restaurants, and more! Offering over 2,100 square feet of living space, this spacious home features 3 bedrooms, a den, a versatile loft area, and 3 FULL bathrooms, providing flexible living options for a variety of needs. Step inside to discover a bright, open floor plan with tasteful upgrades throughout the years, including beautiful wood-look flooring, an updated kitchen, and renovated bathrooms. The versatile loft area offers additional living space, making this home ideal for multigenerational living, a home office, or an entertainment area. The property also offers potential for an ADU, subject to city approval and permits. Step outside into your own backyard retreat, featuring a custom patio, built-in BBQ area, and an eye-catching swimming pool and spa, perfect for entertaining, hosting gatherings, or simply enjoying Southern California's beautiful weather! With its generous living space, desirable features, and convenient location, this home is a fantastic opportunity for first-time buyers, growing households, and multigenerational living. Don't miss out on this incredible opportunity!
Location
Oxnard, Ventura County, CA 93033
Open on Google Maps ↗Listed by: Cristian Castro · RE/MAX Gold Coast-Beach Marina Office
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,801
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $85,000 · Loan: $764,999
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,297
- Property tax (1.25%)
- $885
- Homeowners insurance
- $300
- Mortgage insurance
- $319
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $29,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93033 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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