5460 White Oak Avenue D205
Los Angeles, CA, 91316
$264,000
MLS: 26866473
Beds
2
Baths
2
Sq Ft
990
Lot
9.33 ac
Year Built
1971
MLS #
26866473
Days on Market
17
Listed
Aug 10, 2026
Description
Discover an incredible investment or primary residence opportunity in the vibrant, resort-style Encino Oaks community! Positioned on the second floor with convenient elevator access, this well-appointed 2-bedroom, 2-bathroom unit offers a functional open layout featuring laminate flooring, tile accents, and a granite-countertop kitchen. Enjoy your private balcony directly off the main living space, perfect for relaxing outdoors. Encino Oaks offers unparalleled community amenities, including a lushly landscaped pool and spa area, multiple tennis courts, a clubhouse/recreation room, fitness center, sauna, locker rooms, and outdoor BBQ areas. Includes two assigned subterranean garage parking spaces. Property to be sold in "As-Is" condition. Cash buyers only due to complex financing status. Don't miss this outstanding Encino value!
Location
Los Angeles, Los Angeles County, CA 91316
Open on Google Maps ↗Listed by: Hooman Morvarid · Compass
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,185
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $26,400 · Loan: $237,600
Average 30-yr fixed rate 6.66% as of Aug 27, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,527
- Property tax (1.25%)
- $275
- Homeowners insurance
- $300
- Mortgage insurance
- $99
- HOA dues
- $984
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 27, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 5.98%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Los Angeles home with as little as 3.5% down using an FHA loan — roughly $9,240 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 91316 (Los Angeles)within ±10% of this home's price and size.
Local Market Stats
See Encino, CA 91316 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.