5460 White Oak Avenue E308
Encino, CA, 91316
$274,900
Original list price: $289,900
MLS: 226001871
Beds
2
Baths
2
Sq Ft
1,009
Lot
9.33 ac
Year Built
1971
MLS #
226001871
Days on Market
118
Listed
Apr 23, 2026
Description
Located in the gated resort-like Encino Oaks community, this updated upper floor, 2 bedroom, 2 bath home is ready for you to move right in! Extra high wood lined ceilings and an open floor plan brings in tons of natural light to this perfectly laid out unit. New flooring, quartz countertops, stainless steel appliance, central air and heat, a well-sized balcony, and 2 covered parking spaces round out this great condo. This complex is full of amenities including gated access, a sparkling pool & spa, clubhouse/recreation room with billiard and ping-pong tables, tennis courts, fully equipped exercise rooms and sauna, as well as a laundry room near the unit. The HOA also includes essential services like water, trash, and earthquake insurance. Located just minutes from the 101 freeway, Ventura Blvd, shopping, dining, and public transportation, this condo offers the perfect combination of convenience and luxury. Seller is open to seller financing.
Location
Encino, Los Angeles County, CA 91316
Open on Google Maps ↗Listed by: Renee Delgado · Altera Real Estate Services
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,258
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $27,490 · Loan: $247,410
Average 30-yr fixed rate 6.66% as of Aug 27, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,590
- Property tax (1.25%)
- $286
- Homeowners insurance
- $300
- Mortgage insurance
- $103
- HOA dues
- $979
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 27, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 5.98%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Encino home with as little as 3.5% down using an FHA loan — roughly $9,622 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Encino, CA 91316 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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