5470 Encinita ave
Temple City, CA, 91780
$1,248,000
MLS: WS26210935
Beds
4
Baths
2
Sq Ft
1,662
Lot
0.14 ac
Year Built
1949
MLS #
WS26210935
Days on Market
26
Listed
Sep 28, 2026
Description
Welcome to this single-family home offering 4 bedrooms, 2 bathrooms, 1,662 sq. ft. of living space, and a 6,180 sq. ft. lot within the Temple City School District. The home offers a practical floor plan with comfortable living areas, good-sized bedrooms, and plenty of opportunity to personalize the space to fit your needs. The living room features a fireplace, creating a warm and inviting setting for everyday living and entertaining. The dining area provides a natural space for family meals and gatherings. The kitchen offers ample cabinet storage and a functional layout, while the interior laundry area adds everyday convenience. One of the bathrooms has been recently remodeled. Conveniently located near schools, parks, restaurants, shopping, and other everyday amenities. With a generous lot size, versatile interior spaces, and a convenient location, this home offers plenty of potential to make it your own. The primary bedroom includes additional space with its own private entrance, adding flexibility to the home's layout. This area may offer potential for JADU conversion, subject to city requirements, permits, and approval. Schedule your private showing today!
Location
Temple City, Los Angeles County, CA 91780
Open on Google Maps ↗Listed by: CHUN LOK FOO · eXp Realty of California Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$9,784
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $124,800 · Loan: $1,123,200
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,716
- Property tax (1.25%)
- $1,300
- Homeowners insurance
- $300
- Mortgage insurance
- $468
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Temple City home with as little as 3.5% down using an FHA loan — roughly $43,680 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Temple City, CA 91780 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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