5494 N Stoddard Avenue
San Bernardino, CA, 92407
$599,000
MLS: IG26217654
Beds
3
Baths
2
Sq Ft
2,037
Lot
0.18 ac
Year Built
1981
MLS #
IG26217654
Days on Market
8
Listed
Oct 12, 2026
Description
Welcome to 5494 N Stoddard Avenue in the desirable North Park neighborhood of San Bernardino! This well-maintained 3-bedroom, 2-bath home offers 2,037 square feet of living space with a spacious, versatile floor plan featuring a formal living room, separate dining room, and inviting family room with a corner stone fireplace. The kitchen opens to the family room and features a breakfast bar with seating, generous pantry, abundant cabinetry, recessed lighting, and stainless steel appliances, including a 36-inch six-burner range with hood, dishwasher, and refrigerator. Spanish-inspired tile flooring extends throughout the home with no carpet! Numerous improvements include a newer furnace (approximately 4–5 years old), newer HVAC ductwork, updated electrical panel with additional subpanel, scraped ceilings, ceiling fans, recessed kitchen lighting, and added attic lighting. Additional features include central air conditioning, a Culligan water softener and reverse osmosis system, doorbell and driveway security cameras, and smart Rachio irrigation system with weather-responsive watering controls. Outside, enjoy a grassy backyard, spacious large tiled covered patio area, and oversized driveway offering additional parking. You'll also appreciate the incredible amount of storage throughout the home! With its generous living spaces, thoughtful improvements, and established North Park location, this home offers comfort, functionality, and room to make it your own. A wonderful opportunity you won't want to miss! Conveniently located near Cajon High School, North Park Elementary School, and California State University, San Bernardino as well as being at the foothill of the SB mountains, close to shopping, dining and more.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Angela Brown · First Team Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,881
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,900 · Loan: $539,100
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,733
- Property tax (1.25%)
- $624
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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