550 Holly Avenue
Oxnard, CA, 93036
$625,000
MLS: V1-35100
Beds
3
Baths
2
Sq Ft
1,431
Lot
0.11 ac
Year Built
1976
MLS #
V1-35100
Days on Market
27
Listed
Mar 13, 2026
Description
Beautifully updated single-story home in North Oxnard, conveniently located near the 101 Freeway, The Collection, and nearby shopping and dining. Located in a great family community in a private location within the neighborhood, just steps from the pool and spa. This home offers 3 bedrooms plus a versatile den--perfect for a home office or possible 4th bedroom--2 bathrooms, indoor laundry, and an attached 2-car garage with built-in storage. Interior highlights include waterproof wood plank flooring and a kitchen featuring double ovens, with all appliances included.Recent improvements include dual-pane windows, improved insulation, repiped plumbing, and a newer furnace. Additional upgrades include low-flow toilets, updated lighting, and replaced bathroom exhaust fans.The HOA includes basic cable, water, sewer, trash, roof and exterior maintenance, plus RV parking for added convenience. A well-maintained home offering comfort and convenience in a desirable North Oxnard location.
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Samantha Luis · eXp Realty of Greater LA
Payment estimate
$4,642
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,500 · Loan: $562,500
- Principal & Interest
- $3,456
- Property tax (1.25%)
- $651
- Homeowners insurance
- $300
- Mortgage insurance
- $234
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $21,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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