628 Holly Avenue
Oxnard, CA, 93036
$619,000
MLS: V1-35517
Beds
4
Baths
2
Sq Ft
1,431
Lot
—
Year Built
1975
MLS #
V1-35517
Days on Market
21
Listed
Apr 1, 2026
Description
Vaulted ceilings and a spacious living room with a striking fireplace and a wall of windows welcome you to 628 Holly Avenue. The layout flows into the dining area and kitchen, featuring stainless steel stove, microwave and refrigerator and a view of the large private patio, an ideal space with plenty of gardening potential.The home includes 3 bedrooms plus a large additional room off the living room that is an optional 4th bedroom (no closet) or a large office. The primary suite offers a full wall of closets and attached bathroom with walk in shower. Guest bath features newer vanity. A separate laundry room provides added storage with extra cabinetry. Updates include newer insulation and a newer furnace.The attached 2-car garage is accessible through the private patio. The front door faces Holly Avenue, offering convenient guest parking and an easy east-facing entry. The location places you near newer shopping and dining at The Collection and Wagon Wheel, and just minutes from River Ridge Golf Course and Country Club.A home in a convenient setting and ready for your own personal touches.
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Donna Wood · BHGRE Property Shoppe
Payment estimate
$4,600
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $61,900 · Loan: $557,100
- Principal & Interest
- $3,423
- Property tax (1.25%)
- $645
- Homeowners insurance
- $300
- Mortgage insurance
- $232
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $21,665 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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