ActiveSingleFamilyResidence

5508 Mesto

Bakersfield, CA, 93313

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$499,000

MLS: SR25261993

Beds

5

Baths

2

Sq Ft

2,325

Lot

0.17 ac

Year Built

2014

MLS #

SR25261993

Days on Market

2

Listed

Nov 17, 2025

Description

Modern comfort meets effortless living! This stunning 5-bedroom, 2-bath home in Southwest Bakersfield blends style and function with an open-concept floorplan designed for today's lifestyle. Built in 2014, it offers over 2,300 sq ft of living space featuring a spacious great room, a bright kitchen with granite countertops and stainless appliances, and a split-wing layout for added privacy. The primary suite boasts a large walk-in closet and spa-like bath with dual sinks and soaking tub. Step outside to your own backyard oasis complete with a covered patio and sparkling pool, perfect for entertaining or relaxing under the Bakersfield sun. Located in a quiet, established neighborhood close to schools, parks, and shopping. Solar panels help keep utility costs low. Move-in ready and beautifully maintained this one checks all the boxes!

Location

Bakersfield, Kern County, CA 93313

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Listed by: Erica Ruelas · Miramar Realty

Payment estimate

$3,766

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100

%
Principal & Interest
$2,759
Property tax (1.25%)
$520
Homeowners insurance
$300
Mortgage insurance
$187
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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