6107 Cartagena Avenue
Bakersfield, CA, 93313
$474,999
MLS: SR26012797
Beds
4
Baths
3
Sq Ft
2,315
Lot
0.15 ac
Year Built
1993
MLS #
SR26012797
Days on Market
70
Listed
Jan 19, 2026
Description
Newly renovated 4 bed, 3 bath home in the Seasons neighborhood featuring huge bedrooms, a swimming pool, and PPA solar. Truly nothing was overlooked on this beauty, from new kitchen cabinets, fresh paint, windows, and upstairs flooring to ALL NEW APPLIANCES, kitchen and bath faucets, interior doors and hardware, and BRAN NEW electrical panel.
Location
Bakersfield, Kern County, CA 93313
Open on Google Maps ↗Listed by: Priscilla Cervantes · PAK Home Realty
Payment estimate
$3,600
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,500 · Loan: $427,499
- Principal & Interest
- $2,627
- Property tax (1.25%)
- $495
- Homeowners insurance
- $300
- Mortgage insurance
- $178
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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