Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

556 Villa Grove Avenue

Big Bear City, CA, 92314

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$489,000

MLS: PW25198629

Beds

2

Baths

1

Sq Ft

900

Lot

0.45 ac

Year Built

1964

MLS #

PW25198629

Days on Market

175

Listed

Sep 4, 2025

Description

What a wonderful classic cabin on almost a half acre lot! Cute log style exterior and located on a quiet street in a lovely location in Moonridge. Beautifully updated home with vinyl plank flooring, kitchen with granite counters, newer cabinets, stainless appliances ,and open great room with cozy fireplace! Downstairs enjoy a stylish fully updated bathroom, laundry room and upstairs the coziest bedrooms feature cathedral knotty pine ceilings. But wait there is more! Outside features are awesome with upper trek style deck featuring lovely outdoor furniture, gazebo with party lights, BBQ and dining all overlooking your own enchanted forest! A spiral staircase leads to an equally amazing lower deck with gorgeous outdoor spa, and cozy furnishings. This is the sweet cabin you have been looking for and it's also a successful vacation rental!

Location

Big Bear City, San Bernardino County, CA 92314

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Listed by: Hudson Wilson · RE/MAX BIG BEAR

Payment estimate

$3,697

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $48,900 · Loan: $440,100

%
Principal & Interest
$2,704
Property tax (1.25%)
$509
Homeowners insurance
$300
Mortgage insurance
$183
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $17,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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