5564 Valencia
Montclair, CA, 91762
$649,000
Original list price: $698,000
MLS: WS26177955
Beds
3
Baths
3
Sq Ft
1,955
Lot
0.02 ac
Year Built
2021
MLS #
WS26177955
Days on Market
61
Listed
Aug 14, 2026
Description
Welcome to this beautifully maintained home in one of Montclair's desirable newer communities. Offering a sought-after north-south orientation, this residence combines comfort, functionality, and low-maintenance living. The thoughtfully designed floor plan features 3 bedrooms plus an enclosed bonus room, creating versatile space that can easily serve as a home office, playroom, guest room, or potential fourth bedroom. The open-concept main level seamlessly connects the living, dining, and kitchen areas, featuring abundant natural light, white cabinetry, generous counter space, and a large center island. Upstairs offers three comfortable bedrooms, the versatile bonus room, and a dedicated laundry room with built-in cabinetry. Enjoy a private side yard along with community green spaces, a playground, and outdoor gathering areas. Low HOA dues and NO MELLO-ROOS make this home even more attractive. Conveniently located near shopping, dining, schools, parks, and major commuter routes. Move-in ready and an exceptional value!
Location
Montclair, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: LYANA FUNG · Pinnacle Real Estate Group
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,460
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $64,900 · Loan: $584,100
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,044
- Property tax (1.25%)
- $676
- Homeowners insurance
- $300
- Mortgage insurance
- $243
- HOA dues
- $196
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Montclair home with as little as 3.5% down using an FHA loan — roughly $22,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91762 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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