5642 Osbun Road
San Bernardino, CA, 92404
$499,999
Original list price: $519,000
MLS: OC26128173
Beds
3
Baths
2
Sq Ft
1,215
Lot
0.17 ac
Year Built
1955
MLS #
OC26128173
Days on Market
52
Listed
Jun 29, 2026
Description
Motivated sellers have improved the price, making this the perfect opportunity for the right buyer! Ask anyone who knows North San Bernardino about this stretch of Osbun Road, and they will point you to a neighborhood that has quietly stayed one of the area's best values. This corner lot home puts you about twenty minutes from the pine forests of Big Bear and Lake Arrowhead, under an hour from Palm Springs, and roughly an hour from the coast, whether you are drawn to Laguna Beach or Newport. Mountains, desert warmth, and ocean breeze are all within easy reach of one address. The 1,215 square foot single story layout feels comfortable and easy to live in, with original hardwood floors and tile throughout, a cozy fireplace, and a family room and den that flow together naturally for everyday living or hosting family and friends. The home offers three bedrooms and two bathrooms, giving families, remote workers, or hosts of frequent guests plenty of flexible space to spread out and make it their own. Both bathrooms have been refreshed with new tile and vanities. Set on a 7,344 square foot corner lot, the home offers real privacy along with parking for up to five vehicles, including the attached two car garage, a genuine advantage for multi generational households, hobbyists, or anyone who needs extra room. The backyard is a blank canvas, ready for entertaining, gardening, or quiet evenings outside, and out front, fresh exterior paint and a mature lemon tree add welcoming curb appeal. This established North San Bernardino neighborhood, with newly paved streets rare to find in this part of the city, offers real privacy and permanence. The major systems are already handled, with a brand new roof, updated electrical, and central air conditioning in place. Assumable solar panels help keep monthly energy costs down, and the home sits in Flood Zone X, so flood insurance is not required. The location keeps everything close by, from Yaamava' Resort and Casino and Cal State San Bernardino to local schools, everyday shopping, and quick access to the 210 freeway. This rare combination of comfort, space, and location won't last long in today's market. All that is left is the key!
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Eileen Gomez · Berkshire Hathaway HomeService
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,897
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $50,000 · Loan: $449,999
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,889
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This San Bernardino property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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