56810 Chipmunk Trail
Yucca Valley, CA, 92284
$465,000
MLS: JT26227122
Beds
3
Baths
2
Sq Ft
1,420
Lot
2.21 ac
Year Built
1983
MLS #
JT26227122
Days on Market
10
Listed
Oct 22, 2026
Description
BACK ON THE MARKET — Where the hi-desert slows down. Wake up to sunrise spilling over the eastern ridgelines and end the day under some of the darkest, most star-filled skies in Southern California. On 2.21 acres in Rancho Mesa, this 3-bedroom, 2-bath home delivers the combination buyers actually come to the high desert for: genuine rural quiet and elbow room, with town close enough that groceries, dining, and schools are an easy drive — on some of the best-maintained roads in the high desert, kept up year-round by the Rancho Mesa HOA. A small thing, until you've lived on the other kind. The house has the bones desert homes are loved for. Soaring cathedral ceilings and generous windows pull the light and the views in. A brick wood-burning fireplace anchors the living room, flanked by full-wall built-in bookcases. The kitchen runs on granite counters with a built-in microwave and dishwasher. The primary suite has its own bath with dual vanity sinks — and something you won't find on the spec sheet: a bonus room off the back, ready to become a studio, an office, a sunroom, or the quietest reading room in the valley. Central heat and air, a 2-car garage, and 1,420 sqft of single-story living keep the practical side simple. Outside, the mostly fenced corner lot is dotted with mature Joshua trees, and the fully fenced backyard opens to panoramic desert views in every direction — room for horses, toys, a garden, or just the quiet. Rancho Mesa puts the whole hi-desert in reach: La Copine and the Giant Rock Meeting Room just down the road, Pioneer town and Pappy & Harriet's inside 15 minutes, downtown Joshua Tree and the National Park entrance the same. Palm Springs in 45 minutes, Big Bear in just over an hour. For families, tho home also sits within the Yucca Mesa Elementary School boundary - one of the higher-rated elementary schools in the Morongo Basin and the best elementary school test scores in Yucca Valley. Seller will consider a credit toward buyer's closing costs or a rate buydown. Some listing photos have been virtually altered; the original photos are included in the photo gallery.
Location
Yucca Valley, San Bernardino County, CA 92284
Open on Google Maps ↗Listed by: Paul Ficara · Coldwell Banker Roadrunner Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,854
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $46,500 · Loan: $418,500
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,852
- Property tax (1.25%)
- $484
- Homeowners insurance
- $300
- Mortgage insurance
- $174
- HOA dues
- $43
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Yucca Valley home with as little as 3.5% down using an FHA loan — roughly $16,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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