56949 Spencer Road
Yucca Valley, CA, 92284
$495,000
MLS: 219148991PS
Beds
3
Baths
3
Sq Ft
1,730
Lot
5.00 ac
Year Built
1983
MLS #
219148991PS
Days on Market
138
Listed
Jun 9, 2026
Description
Large home on 5 view acres! Detached cabin adds space for office, guests, teens, arts and crafts, or anything you want. Main home features fresh interior and exterior paint, new LVP flooring throughout, new light fixtures, 3 beds, 2 baths, living room, dining area, and a family room. The family room has a wood burning stove and lots of built-in shelves and cabinets. The kitchen has loads of storage space and counter seating. The hallway offers more storage with several cabinets. Master bath features a walk-in shower. Both the main house and the detached casita have new roofs! There is central heat and evaporative cooling. The 2- car attached garage has opener, laundry hookups, and a utility sink. The cabin features two separate rooms plus a 1/2 bath with wall furnace heat (note: there is no kitchen). The house sits up high and the views from the huge front porch are amazing! You can see city lights, mountains, and miles of desert vistas with plenty of wildlife. The natural desert landscape has been maintained with mature Junipers, Yucca, Joshua Trees, and a host of boulders. There is a small slab on the south side which could be a hot tub pad. There is a concrete unused pond as well. The property is located adjacent to prestigious Western Hills Estates but has no HOA fees This is a quiet neighborhood with very little thru traffic going by the house. Just minutes to shopping and dining, close to JT Nat'l Park, Pioneertown, and other desert attractions.
Location
Yucca Valley, San Bernardino County, CA 92284
Open on Google Maps ↗Listed by: Mandilyn McGowen · Accurate Investment Management
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,062
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,500 · Loan: $445,500
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,060
- Property tax (1.25%)
- $516
- Homeowners insurance
- $300
- Mortgage insurance
- $186
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Yucca Valley home with as little as 3.5% down using an FHA loan — roughly $17,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Yucca Valley, CA 92284 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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