$615,000
Original list price: $625,000
MLS: 226003734
Beds
2
Baths
2
Sq Ft
1,207
Lot
0.07 ac
Year Built
1978
MLS #
226003734
Days on Market
30
Listed
Aug 5, 2026
Description
Here is your opportunity to purchase 2-bedroom, 2-bath detached single story home in the highly desired Oak Tree complex. This home is super clean, move-in ready, and offers an open comfortable living area. The kitchen offers a nicely upgraded tile countertop and a breakfast bar that overlooks both the dining room and a large living room, which are filled with natural light. The home offers a spacious primary bedroom with an ensuite bath and includes a private outdoor seating area accessible through the bedroom sliding glass door. A conveniently located indoor laundry room is adjacent to the kitchen that provides ample storage. An open patio is located adjacent to the living room, which is accessible through a glass sliding door next to the dining area and through a gate near the front entrance. Oak Tree offers plenty of common open areas, mature trees, walking pathways, a community pool, spa and tennis courts. RV parking is permitted (subject to available space) within an area designated by the HOA. This is a great opportunity for a first time home buyer or a senior who wants to downsize into a low maintenance single story home. Don't miss this opportunity!
Location
Simi Valley, Ventura County, CA 93063
Open on Google Maps ↗Listed by: Bob Cottle · HomeSmart Evergreen Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,062
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $61,500 · Loan: $553,500
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,575
- Property tax (1.25%)
- $641
- Homeowners insurance
- $300
- Mortgage insurance
- $231
- HOA dues
- $315
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $21,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Simi Valley, CA 93063 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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