578 Channel Way
Needles, CA, 92363
$128,000
MLS: DW26163545
Beds
3
Baths
2
Sq Ft
1,440
Lot
0.03 ac
Year Built
1978
MLS #
DW26163545
Days on Market
103
Listed
Jul 27, 2026
Description
Fully Remodeled & Furnished Pond-View Home Completely gutted and beautifully remodeled in 2021, this stylish 3-bedroom, 2-bath home is being sold fully furnished, making it truly move-in ready. Enjoy peaceful mornings or evenings on the spacious wrap-around deck overlooking a tranquil pond. Wood flooring flows throughout most of the home, complemented by ceiling fans and central A/C. The open-concept layout is filled with natural light. The upgraded kitchen includes all stainless steel appliances, upgraded cabinetry, skylights, and ample counter and storage space. A full laundry room with washer/dryer. Outside, enjoy water-wise landscaping, a covered carport, and a storage shed in a peaceful setting in a well-kept community. Located in one of the most desirable 55+ river communities with two private boat launch ramps, beaches, a dock, and more. Just minutes from El Rio Golf Club, Rainbow Beach Restaurant, and the AVI Casino. Low HOA and low taxes (home only). Buyer must be park-approved.
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Marisol Sanchez · Keller Williams Rlty Whittier
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$1,262
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $12,800 · Loan: $115,200
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $780
- Property tax (1.25%)
- $133
- Homeowners insurance
- $300
- Mortgage insurance
- $48
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $4,480 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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