580 Lucerne Drive
Big Bear Lake, CA, 92315
$524,000
MLS: IG25148360
Beds
3
Baths
2
Sq Ft
1,204
Lot
0.16 ac
Year Built
1970
MLS #
IG25148360
Days on Market
211
Listed
Jul 2, 2025
Description
Welcome to your beautifully remodeled mountain getaway, ideally located in the heart of Lower Moonridge ~ One of Big Bear’s most sought-after neighborhoods ~ Nestled on a generous, treed lot, this inviting home offers the perfect blend of modern upgrades, rustic charm, and unbeatable proximity to year-round adventure ~ Step inside and experience a thoughtfully renovated interior where style meets comfort ~ From the updated flooring to the sleek finishes, every inch of this home has been carefully designed for both full-time living and vacation enjoyment ~ Enjoy morning coffee or evening gatherings on the expansive wraparound deck that invites you to soak in the fresh alpine air, surrounded by towering pines ~ The spacious lot offers ample parking perfect for friends, family, or future rental guests ~ Offering two cozy bedrooms plus a versatile bonus room, which could be used as a home office, a third sleeping area, or the game room of your dreams ~ Whether you’re seeking a peaceful personal retreat or a savvy investment opportunity, this flexible layout adapts to your lifestyle ~ Located just minutes from Bear Mountain Ski and Snowboard Resorts, the Alpine Zoo, and Big Bear’s 9-hole golf course, adventure is always just around the corner ~ With year-round activities at your fingertips this is mountain living at its finest ~ Don’t miss your chance to own a piece of Big Bear paradise, this turnkey gem is ready to enjoy from day one ~ Come experience the magic of Moonridge, your mountain dream starts here.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Will Rahill · KELLER WILLIAMS BIG BEAR
Payment estimate
$3,940
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,400 · Loan: $471,600
- Principal & Interest
- $2,898
- Property tax (1.25%)
- $546
- Homeowners insurance
- $300
- Mortgage insurance
- $197
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $18,340 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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