580 St Moritz
Big Bear Lake, CA, 92315
$824,900
Original list price: $849,900
MLS: OC26174389
Beds
3
Baths
2
Sq Ft
1,710
Lot
0.17 ac
Year Built
1990
MLS #
OC26174389
Days on Market
76
Listed
Aug 10, 2026
Description
Welcome to your Big Bear mountain retreat—a custom-built A-frame home offering distinctive architectural style and mountain character. This inviting 3-bedroom, 2-bath residence features approximately 1,710 square feet of living space in one of Big Bear Lake’s desirable mountain neighborhoods. Tastefully renovated to preserve its authentic mountain charm while introducing a fresh, modern look, the home features new kitchen cabinetry, remodeled kitchen and bathrooms, new windows, an upgraded electrical panel, an electric-vehicle charger, and numerous additional improvements throughout. Currently operated as a short-term vacation rental, the property presents an appealing opportunity for investors, second-home buyers, or anyone seeking a full-time mountain residence. Its spacious layout provides plenty of room for family, friends, and weekend guests, with the flexibility to enjoy the home personally while potentially generating rental income when not in use. Experience everything Big Bear has to offer throughout all four seasons—from skiing and snowboarding in the winter to boating, fishing, hiking, and mountain biking during the warmer months. Conveniently located near the lake, ski resorts, dining, shopping, and the area’s most popular attractions, 580 St. Moritz combines distinctive A-frame architecture, modern upgrades, an excellent location, and compelling lifestyle and investment potential. Whether you’re searching for a private mountain escape or an income-producing vacation home, this is a wonderful opportunity to own a unique piece of Big Bear Lake. Buyer to independently verify short-term rental eligibility, permit requirements, transferability, occupancy limits, and projected rental income with the City of Big Bear Lake.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Joe Homs · H & M Realty Group
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,568
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $82,490 · Loan: $742,410
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,100
- Property tax (1.25%)
- $859
- Homeowners insurance
- $300
- Mortgage insurance
- $309
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $28,872 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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