58186 Canterbury
Yucca Valley, CA, 92284
$443,998
MLS: CV25245415
Beds
3
Baths
2
Sq Ft
1,449
Lot
0.50 ac
Year Built
2021
MLS #
CV25245415
Days on Market
175
Listed
Oct 22, 2025
Description
THIS PROPERTY QUALIFIES FOR A USDA LOAN WHICH IS A ZERO % DOWN PAYMENT LOAN. THIS LOAN PROGRAM IS VERY SIMILAR TO AN FHA LOAN, BUT YOU HAVE NO DOWN PAYMENT AND THE MORTGAGE INSURANCE IS CONSIDERABLY LOWER THAN FHA, ALSO LESS CASH RESERVES ARE REQUIRED, AND A MUCH SIMPLER QUALIFICATIONS FOR THE CLIENT. WHAT ARE YOU WAITING FOR??? LETS OPEN ESCROW TOGETHER THIS IS THE ONE…... Check out the architectural design of this just 4 years old, Three-bed, Two-bath 1449 sq ft home in Yucca Mesa that checks all the boxes. Built in 2021, it’s practically new and fully loaded with the upgrades you want and need. Inside, we are greeted by an open spacious layout that is topped with vaulted cathedral ceilings and features beautiful durable, waterproof flooring. The modern kitchen delivers with custom cabinets, great countertops, and stainless appliances, a style that continues into both updated bathrooms. You can relax knowing the practical stuff is covered: a tile roof, an efficient HVAC system, a tankless water heater, solar power, and a full fire sprinkler system for added safety all to comfort your family or tenants in the future. The private, fenced yard is a half an acre of a blank pallet of pure desert landscape with plenty of space and includes RV parking with a dedicated clean-out. A covered patio makes it easy to enjoy the outdoors, fire pit and horseshoes for entertaining. A major bonus: This property is already prepped & approved for short or long-term rental. We also have a great relationship with a local rental agency if needed. It’s a turnkey opportunity. For all the details, just give me a ring. ALSO the property has enough land to build 2 ADUs if you choose.
Location
Yucca Valley, San Bernardino County, CA 92284
Open on Google Maps ↗Listed by: Travis Arsenault · Re/Max Freedom
Payment estimate
$3,384
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,400 · Loan: $399,598
- Principal & Interest
- $2,455
- Property tax (1.25%)
- $462
- Homeowners insurance
- $300
- Mortgage insurance
- $166
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Yucca Valley home with as little as 3.5% down using an FHA loan — roughly $15,540 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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