5976 Paseo Encantada
Camarillo, CA, 93012
$640,000
MLS: 26859777
Beds
2
Baths
2
Sq Ft
1,021
Lot
0.02 ac
Year Built
1989
MLS #
26859777
Days on Market
29
Listed
Jul 11, 2026
Description
Located in the highly desirable area of Camarillo Springs, known for it's scenic, peaceful and quiet community, this lovely residence resides in the Gated Community of Miramonte Palmeras Tierras. This unit features 2 bed/2 baths, new stove, dishwasher and built-in and refrigerator and direct access to it's two car garage and large patio with amazing views to the Camarillo Springs Golf Course and Conejo Hills mountains. Being part of the community, you will have access to a clubhouse, fitness room, large heated pool, spa/jacuzzi and walking trails. Just outside of the community area, you are just a few streets aways from the 101 LA on ramp.
Location
Camarillo, Ventura County, CA 93012
Open on Google Maps ↗Listed by: Javier Hernandez · Premier Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,378
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $64,000 · Loan: $576,000
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,713
- Property tax (1.25%)
- $667
- Homeowners insurance
- $300
- Mortgage insurance
- $240
- HOA dues
- $458
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $22,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Camarillo, CA 93012 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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