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$407,000
MLS: SR26097446
Beds
3
Baths
2
Sq Ft
1,392
Lot
0.17 ac
Year Built
1926
MLS #
SR26097446
Days on Market
1
Listed
May 5, 2026
Description
Two homes on one corner lot in the Oleander area. Incredible opportunity to own a versatile property perfect for multi-generational living, generating rental income, or maximizing your investment potential! The main home offers wood-look flooring throughout and a bright kitchen with plenty of natural light. Both homes feature fresh interior paint for a clean, move-in ready feel. The back unit is a 1 bedroom, 1 bathroom home with a full kitchen and includes a new mini-split system for efficient heating and cooling. Separate living spaces provide flexibility for tenants, extended family, or guests. Great opportunity for buyers seeking an income-producing property or ADU-style setup. Conveniently located near the 99 freeway, schools, shopping, and amenities. Don’t miss this versatile property!
Location
Bakersfield, Kern County, CA 93304
Open on Google Maps ↗Listed by: Laurie McCarty · Coldwell Banker Preferred Realtors
Payment estimate
$3,158
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,700 · Loan: $366,300
- Principal & Interest
- $2,282
- Property tax (1.25%)
- $424
- Homeowners insurance
- $300
- Mortgage insurance
- $153
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $14,245 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Bakersfield, CA 93304 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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