99 O
Bakersfield, CA, 93304
$465,000
MLS: PW25253665
Beds
3
Baths
2
Sq Ft
1,608
Lot
0.20 ac
Year Built
1957
MLS #
PW25253665
Days on Market
104
Listed
Nov 15, 2025
Description
WELCOME TO YOUR NEW HOME IN BAKERSFIELD! THIS SPACIOUS ONE STORY 3-BEDROOM, 2-BATH; WITH THE 4TH BEDROOM WITH NO CLOSET. HOME OFFERS THE PERFECT BLEND OF COMFORT AND STYLE. THE OPEN-CONCEPT LIVING AREA IS IDEAL FOR FAMILY GATHERINGS, FEATURING PLENTY OF NATURAL LIGHT AND A MODERN LAYOUT. UPGRADED KITCHEN AND BATHROOMS WITHIN THE LOAST YEAR, LOTS OFOPEN SPACE IN THE KITCHEN, NEWER ROOF, LARGE ENCLOSED PATIO, LARGE BACK YARD STORAGE, PATIO DECK, NEWER PAINT INTERIOR & EXTERIOR AND RECENTLY INSTALLED SOLAR. CLOSE TO A MIX OF SHOPS AND HOMAKER PARK-WHICH HAS WALKING AND BIKING TRAILS ALONG THE KERN RIVER.
Location
Bakersfield, Kern County, CA 93304
Open on Google Maps ↗Listed by: Chris Woodard · Woodard Financial
Payment estimate
$3,530
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,500 · Loan: $418,500
- Principal & Interest
- $2,571
- Property tax (1.25%)
- $484
- Homeowners insurance
- $300
- Mortgage insurance
- $174
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $16,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Bakersfield, CA 93304 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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