99 O
Bakersfield, CA, 93304
$390,000
Original list price: $465,000
MLS: PW25253665
Beds
3
Baths
2
Sq Ft
1,608
Lot
0.20 ac
Year Built
1957
MLS #
PW25253665
Days on Market
258
Listed
Nov 15, 2025
Description
WELCOME TO YOUR NEW HOME IN BAKERSFIELD! THIS SPACIOUS ONE STORY 3-BEDROOM, 2-BATH; WITH THE 4TH BEDROOM WITH NO CLOSET. HOME OFFERS THE PERFECT BLEND OF COMFORT AND STYLE. THE OPEN-CONCEPT LIVING AREA IS IDEAL FOR FAMILY GATHERINGS, FEATURING PLENTY OF NATURAL LIGHT AND A MODERN LAYOUT. UPGRADED KITCHEN AND BATHROOMS LAST YEAR, LOTS OF OPEN SPACE IN THE KITCHEN, NEWER ROOF, LARGE ENCLOSED PATIO, LARGE BACK YARD STORAGE, PATIO DECK, AND THE HOME FEATURES SOLAR PANELS, CLOSE TO A MIX OF SHOPS AND HOMAKER PARK-WHICH HAS WALKING AND BIKING TRAILS ALONG THE KERN RIVER.
Location
Bakersfield, Kern County, CA 93304
Open on Google Maps ↗Listed by: Chris Woodard · Woodard Financial
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,108
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,000 · Loan: $351,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,256
- Property tax (1.25%)
- $406
- Homeowners insurance
- $300
- Mortgage insurance
- $146
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $13,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Bakersfield, CA 93304 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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