602 California Avenue
Santa Monica, CA, 90403
$1,695,000
MLS: 26651155
Beds
3
Baths
3
Sq Ft
1,746
Lot
0.12 ac
Year Built
1920
MLS #
26651155
Days on Market
17
Listed
Feb 13, 2026
Description
Presenting one of the finest corner lots to hit the market north of Wilshire. This vacant duplex offers a rare blank canvas with R2 zoning. Build up, restore the existing structure, or reimagine the entire lot as a single-family home, a new duplex, or possibly townhomes. Just three blocks from Montana Avenue and six blocks from the beach, this is prime Santa Monica living at its very best.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Bjorn Farrugia · Carolwood Estates
Payment estimate
$12,074
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $169,500 · Loan: $1,525,500
- Principal & Interest
- $9,373
- Property tax (1.25%)
- $1,766
- Homeowners insurance
- $300
- Mortgage insurance
- $636
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $59,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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