1148 Chelsea Avenue 1
Santa Monica, CA, 90403
$1,749,000
MLS: 26662377
Beds
4
Baths
3
Sq Ft
2,000
Lot
0.14 ac
Year Built
1981
MLS #
26662377
Days on Market
12
Listed
Mar 10, 2026
Description
SANTA MONICA LIVING IN A FRENCH NORMANDY REVIVAL TOWNHOME. Developed by Auerbach, a builder known for quality craftsmanship w/ 4 bedroom + 3 Baths with floor area of approx. 2,000 + sqft. Front facing townhome proving privacy and feel of a single family home. Direct access to a 2 -ar private garage w/additional gated entrance for added security. Convenient first floor room presently utilized as a 4th bedroom . Beautiful geometric parquet hardwood flooring adding warmth and character. Bright and spacious living room with fireplace and multiple windows and greenery views. French Doors opening to a private balcony overlooking Douglas Park. Sun filled dining room with French Doors that open to a large private tiled patio. Well sized tiled kitchen with a breakfast bar and a dedicated breakfast area. Elegant wood staircase with decorative Spanish style risers adding architectural charm. Sunny and generous secondary bedrooms with recessed arched windows. An array of integrated skylights spans the second floor that provides lots of natural light. Grand scale primary suite features a approx.110 sqft windowed alcove for home office and the suite offers a large walk-in closet and a private balcony overlooking the park. Primary bath has dual sinks and separate tub and shower. Prime location close to premium grocers, shops, restaurants and services.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Gary Limjap · Coldwell Banker Realty
Payment estimate
$12,449
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $174,900 · Loan: $1,574,100
- Principal & Interest
- $9,672
- Property tax (1.25%)
- $1,822
- Homeowners insurance
- $300
- Mortgage insurance
- $656
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $61,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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