$385,000
MLS: 219154425DA
Beds
3
Baths
2
Sq Ft
1,275
Lot
0.41 ac
Year Built
2007
MLS #
219154425DA
Days on Market
4
Listed
Oct 16, 2026
Description
Calling all Veterans :VA Assumable Loan at 2.250%. Discover the perfect blend of space, privacy, and desert living! Situated on an expansive 17,915 sq. ft. corner lot, this 3-bedroom, 2-bathroom home offers beautiful desert and mountain views with plenty of room to enjoy the outdoors. Located just a short drive from Joshua Tree National Park and the area's popular attractions, this property offers the ideal balance of peaceful surroundings and convenience. Whether you're looking for a full-time family residence, a long-term investment, or a vacation rental opportunity, this home offers versatility and potential. The generous lot provides endless possibilities to create your own outdoor retreat, entertaining space, or simply enjoy the wide-open desert skies and spectacular sunsets. Furnishings are negotiable, making this an even more appealing opportunity for those looking for a seamless transition. Experience the space, scenery, and lifestyle that make Joshua Tree such a desirable destination!
Location
Joshua Tree, San Bernardino County, CA 92252
Open on Google Maps ↗Listed by: Errikka Paiz · eXp Realty of California, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,245
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $38,500 · Loan: $346,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,399
- Property tax (1.25%)
- $401
- Homeowners insurance
- $300
- Mortgage insurance
- $144
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Joshua Tree home with as little as 3.5% down using an FHA loan — roughly $13,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate+
This Joshua Tree property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Joshua Tree, CA 92252 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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