621 E Street 3
Oxnard, CA, 93030
$1,100,000
MLS: 226004605
Beds
7
Baths
5
Sq Ft
2,883
Lot
0.16 ac
Year Built
1920
MLS #
226004605
Days on Market
23
Listed
Sep 26, 2026
Description
Incredible Opportunity to own two homes on a lot. Excellent investment and /or owner-user potential for multifamily complex.This property has two Single family homes on one lot with each home having their own private fenced yard. The front home is a spacious 4- bedrooms, 3- bath home with travertine flooring, spacious kitchen with granite tile countertops, fireplace in living room and indoor laundry area, recent updates include fresh paint, new luxury vinyl flooring in all bedrooms, new lighting, remodeled bathrooms and refreshed landscaping. This home features 2 Primary suites for comfortable independent and private space and multiple options including multigenerational living. The back house has its own separate entrance and includes 3-bedrooms, 2- bathrooms, indoor laundry room, tile flooring, and separate fenced yard.
Location
Oxnard, Ventura County, CA 93030
Open on Google Maps ↗Listed by: Julie Stephens · The ONE Luxury Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,713
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $110,000 · Loan: $990,000
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,855
- Property tax (1.25%)
- $1,146
- Homeowners insurance
- $300
- Mortgage insurance
- $413
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $38,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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