630 Idaho Avenue 204
Santa Monica, CA, 90403
$825,000
MLS: 26870951
Beds
1
Baths
1
Sq Ft
874
Lot
0.34 ac
Year Built
1973
MLS #
26870951
Days on Market
8
Listed
Aug 17, 2026
Description
Just one block from Montana Avenue and seven blocks from the beach, Unit 204 at 630 Idaho Ave offers an unusually easy Santa Monica lifestyle in one of the Westside's most desirable pockets. Cafes, restaurants, boutiques, fitness studios, Erewhon, Whole Foods, and the coast are all close by, while the home itself sits on a quiet, tree-lined residential street.Inside, this bright 1-bedroom, 1-bath residence has been thoughtfully upgraded with the kind of features that make everyday living feel notably more comfortable. Hardwood floors, recessed lighting, custom built-ins, and a fireplace give the living room warmth and character, while a separate dining area creates a surprisingly spacious and functional layout.The kitchen stands out with high-end appliances rarely found in a one-bedroom, including a Sub-Zero refrigerator, Viking oven, and generous wine fridge. In-unit washer and dryer add another major convenience, especially in a location where many comparable homes still rely on shared laundry.The spacious bedroom features custom closet built-ins and direct access to a private northwest-facing balcony, also accessible from the living room. It is an easy extension of the home, with room to sit outside, enjoy the coastal air, and take in the evening light.With abundant storage, quality finishes, in-unit laundry, and an exceptional location between Montana Avenue and the beach, this is a home that works equally well as a full-time residence, a Santa Monica pied--terre, or a low-maintenance Westside home base. Comfortable, polished, and exceptionally well located, it offers the kind of everyday convenience that is increasingly hard to find this close to the coast.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Erica DeBear · Real Broker
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,810
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $82,500 · Loan: $742,500
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,767
- Property tax (1.25%)
- $859
- Homeowners insurance
- $300
- Mortgage insurance
- $309
- HOA dues
- $575
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $28,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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