Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingTownhouse

630 Kingswood Lane F

Simi Valley, CA, 93065

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$545,000

MLS: 221002500

Beds

2

Baths

2

Sq Ft

1,145

Lot

Year Built

1992

MLS #

221002500

Days on Market

51

Listed

May 11, 2021

Description

Two-bedroom condo, with views, in prime Wood Ranch location! Stairs lead to SINGLE level living, where you can capture golf course views from balcony. Rich hardwood flooring, wood shutters and custom paint. Kitchen boasts granite countertops and brand new Kenmore appliances. Large master bedroom with vaulted ceilings and en suite bath. Laundry area conveniently located inside. Detached one car garage, and an additional assigned parking space. Excellent schools and shopping nearby.

Location

Simi Valley, Ventura County, CA 93065

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Listed by: Deborah Gates · Century 21 Everest

Payment estimate

$4,086

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $54,500 · Loan: $490,500

%
Principal & Interest
$3,014
Property tax (1.25%)
$568
Homeowners insurance
$300
Mortgage insurance
$204
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $19,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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