6328 Cactus Jack Avenue
29 Palms, CA, 92277
$249,999
MLS: OC25159515
Beds
2
Baths
1
Sq Ft
960
Lot
5.00 ac
Year Built
1956
MLS #
OC25159515
Days on Market
200
Listed
Jul 16, 2025
Description
Welcome to Cactus Jack – a versatile desert retreat nestled on 5 expansive acres, fully enclosed with Chain-Link fencing for privacy and security. This unique property features three distinct units: Unit A: 2 bedrooms, 1 bathroom Unit B: 2 bedrooms, 1 bathroom Unit C: 1 bedroom, 1 bathroom (non-permitted) Each unit has been thoughtfully remodeled, offering modern comfort in a serene, wide-open setting. Whether you're looking for multi-generational living, rental income, or a creative compound, this property delivers flexibility and potential. Seller has provided rental income estimates – contact the listing office for details. Located in a rapidly growing area with easy access to local amenities and desert attractions. CAll Listing Office for showings.
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: Angela Wong · California Financial & RE Ctr
Payment estimate
$2,037
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $25,000 · Loan: $224,999
- Principal & Interest
- $1,382
- Property tax (1.25%)
- $260
- Homeowners insurance
- $300
- Mortgage insurance
- $94
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $8,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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