638 Palisades Drive
Pacific Palisades, CA, 90272
$2,195,000
MLS: 26638881
Beds
3
Baths
3
Sq Ft
2,308
Lot
3.17 ac
Year Built
1995
MLS #
26638881
Days on Market
59
Listed
Jan 19, 2026
Description
Welcome to this bright and inviting 3-bedroom, 3-bath townhouse in the desirable Sea Ridge community at the base of Palisades Drive. Filled with natural light, the home features high ceilings and an open, airy ambiance throughout. The thoughtfully updated kitchen blends style and functionality, making it ideal for both everyday living and entertaining. A versatile bonus room (not included in the square footage) offers flexible space for a home gym, office, or creative retreat. Outside, enjoy a professionally landscaped backyard, perfect for relaxing or unwinding outdoors. Sea Ridge residents enjoy access to wonderful HOA amenities including a community pool, hot tub, BBQ area, and grassy common spaces. Conveniently located near a commercial strip with beloved restaurants recently reopened, this home offers a comfortable place to live while being part of the Palisades community as it continues to renew and thrive.
Location
Pacific Palisades, Los Angeles County, CA 90272
Open on Google Maps ↗Listed by: Andrea Samulon · Compass
Payment estimate
$15,547
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $219,500 · Loan: $1,975,500
- Principal & Interest
- $12,138
- Property tax (1.25%)
- $2,286
- Homeowners insurance
- $300
- Mortgage insurance
- $823
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pacific Palisades home with as little as 3.5% down using an FHA loan — roughly $76,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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