640 W 4th 315
Long Beach, CA, 90802
$425,000
Original list price: $445,000
MLS: OC26153679
Beds
2
Baths
2
Sq Ft
915
Lot
0.67 ac
Year Built
1990
MLS #
OC26153679
Days on Market
24
Listed
Jul 14, 2026
Description
What What????? Huge price reduction seller wants it sold! One of the lowest priced 2 bedroom, 2 bath condos available! Downtown Vibe mixed with with private, peaceful secluson. 640 W. 4th #315 is located in the heart of urban Long Beach yet also is coastally calm. Minutes from Shoreline Village, the Aquarium of the Pacific, The Port of Long Beach, restaurants, shopping and entertainment, this central location offers the best of walkable city living but also easy freeway access when you need it. Parks, green space and local schools are all nearby, adding to your everyday convenience. The home features open concept kitchen, dining and living room that flow to your private balcony. Start your day on your balcony facing the community's peaceful water feature and unwind after a long day in front of your cozy livingroom fireplace. With unique ocular ceiling architecture above the dining area, primary suite with walk-in closet & en-suite bath, in-unit laundry, updated kitchen, recessed lighting, newer appliances, paint & carpet, 2 secure & deeded subterranean parking stalls complete this total package. The building, Sunset Pointe has a clean contemporary Art Deco style, is secure, pet-friendly, well-equipped with elevator access, peaceful landscaped areas and a spectacular rooftop pool, spa and deck area that have panoramic skyline and ocean views by day and twinkling city lights by night. Priced severly below all recent 2 bedroom sales within the building this is your opportunity to immediately walk into equity.
Location
Long Beach, Los Angeles County, CA 90802
Open on Google Maps ↗Listed by: Pamela Etem · The OC Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,028
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $42,500 · Loan: $382,500
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,466
- Property tax (1.25%)
- $443
- Homeowners insurance
- $300
- Mortgage insurance
- $159
- HOA dues
- $660
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Long Beach, CA 90802 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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