$499,900
MLS: 226003718
Beds
2
Baths
1
Sq Ft
884
Lot
0.02 ac
Year Built
1982
MLS #
226003718
Days on Market
85
Listed
Aug 6, 2026
Description
Your own front patio, your own fenced backyard, and your own garage -- at a price that still makes sense.This end-unit home in Katherine Gardens gives you something most first-time buyers end up giving up: space that's actually yours. Only one shared wall. A private patio off the kitchen out front, and a fully fenced yard in back with a patio and real grass.Inside, cathedral ceilings and tall upper windows keep it bright all day long. The open kitchen has granite counters, a decorative tile backsplash and stainless steel appliances, and it looks out over that front patio. Living and dining flow together around a fireplace, over durable hard-surface floors -- no carpet you'll want to replace.Both bedrooms are a comfortable size and share a full bath with dual sinks and a separate dressing area, so mornings don't turn into a traffic jam.Parking is genuinely solved: a private single-car garage plus a covered carport. Katherine Gardens is a small community -- just 15 homes -- in East Simi Valley, with quick freeway access for the commute.Move-in ready. Come see it before you renew your lease.
Location
Simi Valley, Ventura County, CA 93063
Open on Google Maps ↗Listed by: Kim Ewing · eXp Realty of California Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,599
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $49,990 · Loan: $449,910
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,066
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
- HOA dues
- $525
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $17,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Simi Valley, CA 93063 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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