642 Tico Road
Ojai, CA, 93023
$4,200,000
MLS: V1-35008
Beds
4
Baths
3
Sq Ft
2,915
Lot
2.09 ac
Year Built
1990
MLS #
V1-35008
Days on Market
46
Listed
Mar 4, 2026
Description
Perched on a private hillside, this gated Ojai property offers sweeping valley views, privacy, and versatility across two residences on approximately two manicured acres. The 4-bedroom, 3-bath main home is positioned to capture panoramic views through floor-to-ceiling living room windows, filling the space with natural light. Wraparound decks provide ideal spaces for outdoor dining, entertaining, and enjoying Ojai's mountain scenery. Inside, updated bathrooms and tasteful finishes complement the home's comfortable layout. Additional features include solar, a workshop, two-car garage, and generous parking for guests, storage, or recreational vehicles.The property is enhanced by mature avocado and citrus trees, creating a classic Ojai orchard setting. A separate 2-bedroom, 1-bath guesthouse is located beyond the main gate and includes its own fenced yard, panoramic views, and a private two-car garage. This second residence is well suited for guests, extended family, rental potential, or a private office.A rare opportunity to own a hillside estate offering privacy, views, acreage, and a guest residence, located just minutes from downtown Ojai's shops, restaurants, and arts community.
Location
Ojai, Ventura County, CA 93023
Open on Google Maps ↗Listed by: Valerie Fasulo · Ojai Property Group, Inc.
Payment estimate
$29,475
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $420,000 · Loan: $3,780,000
- Principal & Interest
- $23,225
- Property tax (1.25%)
- $4,375
- Homeowners insurance
- $300
- Mortgage insurance
- $1,575
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $147,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Ojai, CA 93023 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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