(No pictures available yet)
$425,000
MLS: 219147350PS
Beds
2
Baths
2
Sq Ft
956
Lot
0.17 ac
Year Built
1957
MLS #
219147350PS
Days on Market
4
Listed
May 4, 2026
Description
Welcome to 643 Villa Grove in Big Bear--an extensively upgraded mountain retreat located in the highly desirable Upper Moonridge neighborhood, offering beautiful ski slope views and a convenient single-level floor plan. This 2-bedroom, 2-bath home with vaulted open beam ceiling in living room, fireplace, and an updated kitchen equipped with updated appliances including a dishwasher and oven/stove, and a separate pantry with stackable washer and dryer adds everyday convenience. Both bathrooms have been remodeled blending modern comfort with mountain charm. Renovations completed in 2020/2021, include all-new plumbing, water and gas lines, electrical, insulation (floor, walls, and ceiling), subfloors, joists, and drywall. Enjoy year-round efficiency and comfort with a 199,000 BTU tankless water heater and a 70,000 BTU Lennox furnace, complete with WiFi-enabled touchscreen thermostat and all-new ductwork. A new composition shingle roof installed in October 2025 further enhances the home's long-term value and durability. An exceptional opportunity to own a thoughtfully upgraded home in one of Big Bear's most sought-after locations--ideal as a full-time residence, vacation home, or short term rental investment property. Only a short distance to all Big Bear has to offer including: Big Bear Lake, Snow Summit and Bear Mountain Ski Areas, Big Bear Zoo, Bear Mountain Golf Course, the Big Bear Lake Village, shopping and Restaurants.
Location
Big Bear, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Steve Hirschler · Keller Williams Big Bear Lake Arrowhead
Payment estimate
$3,322
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,500 · Loan: $382,500
- Principal & Interest
- $2,420
- Property tax (1.25%)
- $443
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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