643 W Ramona Drive
Rialto, CA, 92376
$495,000
MLS: PW26221002
Beds
3
Baths
1
Sq Ft
1,040
Lot
0.20 ac
Year Built
1954
MLS #
PW26221002
Days on Market
10
Listed
Oct 11, 2026
Description
This well-proportioned three-bedroom home in Rialto offers comfortable living on a sizable 8,500 square foot lot. Featuring 1.5 bathrooms and a convenient attached two-car carport, the property is located in a great neighborhood near schools, parks, freeways, and shopping centers. With no Homeowners Association fees or existing solar panels, you'll have more control and flexibility. The large lot presents a fantastic opportunity to consider adding an Accessory Dwelling Unit or a custom pool, though all development possibilities should be confirmed with the City of Rialto.
Location
Rialto, San Bernardino County, CA 92376
Open on Google Maps ↗Listed by: Alwin Lee · RE Listings Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,086
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,500 · Loan: $445,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,085
- Property tax (1.25%)
- $516
- Homeowners insurance
- $300
- Mortgage insurance
- $186
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rialto home with as little as 3.5% down using an FHA loan — roughly $17,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92376 (Rialto)within ±10% of this home's price and size.
$465,000
2736 W Court Street
Rialto, 92376
$485,000
106 N Encina
Rialto, 92376
$485,000
524 W Ramona
Rialto, 92376
$489,900
750 W Mariposa Drive
Rialto, 92376
$499,000
485 E Randall
Rialto, 92376
$510,000
237 W Van Koevering Street
Rialto, 92376
Local Market Stats
See Rialto, CA 92376 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.