6440 Sapphire Street
Alta Loma, CA, 91701
$775,000
MLS: CV26165015
Beds
4
Baths
2
Sq Ft
1,623
Lot
0.23 ac
Year Built
1978
MLS #
CV26165015
Days on Market
7
Listed
Aug 15, 2026
Description
Welcome to this rare opportunity to own a spacious single-story home in a highly desirable Alta Loma neighborhood. Lovingly owned by the same family for nearly 30 years, this home offers the perfect opportunity for a buyer looking to create a space that reflects their personal style and vision. The list price has already been established to reflect the home’s current condition, giving the next owner the opportunity to personalize it instead of paying for someone else’s remodel. This is an excellent opportunity for a buyer who has been searching for value in Alta Loma and wants the ability to update and customize a home to their own taste. Situated on a generous 10,000 square foot flat lot in an established Alta Loma neighborhood known for its pride of ownership, beautiful seasonal holiday light displays, and convenient location, this property offers the lifestyle many buyers seek. Enjoy easy access to The Colonies in Upland, and a short distance from Victoria Gardens shopping, dining and entertainment, parks, and major commuter routes. The thoughtfully designed floor plan features spacious living areas, four bedrooms, an office, and two bathrooms. A kitchen remodel was completed in 2019 with granite countertops. Additional highlights include an attached two-car garage, driveway parking, desirable RV parking, and a private backyard with a pool and spa—perfect for enjoying the Southern California lifestyle. The backyard also includes two existing storage sheds, providing additional space for tools, hobbies, and outdoor storage. Buyers may explore renovation loan options that may allow eligible improvements to be incorporated into financing (buyer to verify available programs and qualifications with their lender). With its large lot, pool and spa, RV parking, no HOA, and desirable Alta Loma location, this home offers the opportunity to bring your vision to life and build equity through thoughtful improvements in one of Alta Loma's most sought-after neighborhoods. Photos have been enhanced for marketing purposes. More photos coming soon.
Location
Alta Loma, San Bernardino County, CA 91701
Open on Google Maps ↗Listed by: Guadalupe Ruiz · HOMESHIELD REAL ESTATE
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,876
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $77,500 · Loan: $697,500
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,478
- Property tax (1.25%)
- $807
- Homeowners insurance
- $300
- Mortgage insurance
- $291
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Alta Loma home with as little as 3.5% down using an FHA loan — roughly $27,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91701 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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