645 N Vista Street
Los Angeles, CA, 90036
$2,200,000
MLS: 26995747
Beds
5
Baths
4
Sq Ft
2,622
Lot
0.15 ac
Year Built
1920
MLS #
26995747
Days on Market
14
Listed
Oct 1, 2026
Description
Set within a highly walkable locale in the heart of Melrose Village, 641 & 643 N Vista St offer two residences on one lot with a detached bonus studio, a compelling opportunity for investors and end users alike. Rooted in timeless Spanish style, the property sits privately behind mature hedges and a gated entry. Inside, soft arches, barrel ceilings, and light oak-toned floors carry a calm, consistent palette, with an abundance of natural light throughout. Thoughtfully reimagined, each residence features its own kitchen with waterfall edge counters and in-unit laundry. Outdoors, a covered terracotta porch with outdoor bar, alfresco dining area, grassy lawn, and fire pit lounge are joined by a spa and infrared sauna. A detached accessory structure with an ADU conversion permit in process offers additional upside, buyer to verify. A gated motor court with alley access offers room for multiple vehicles, plus an additional side space, just steps from Melrose Ave. Moments from the boutiques and dining of Melrose, Fairfax, and The Grove, this is an exceptional opportunity to live, invest, or both.
Location
Los Angeles, Los Angeles County, CA 90036
Open on Google Maps ↗Listed by: David Mansor · Hit Realty Group
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$17,126
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $220,000 · Loan: $1,980,000
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $13,709
- Property tax (1.25%)
- $2,292
- Homeowners insurance
- $300
- Mortgage insurance
- $825
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Los Angeles home with as little as 3.5% down using an FHA loan — roughly $77,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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