654 Mountain Mist Court
Bakersfield, CA, 93308
$415,000
MLS: SR26218336
Beds
3
Baths
2
Sq Ft
1,767
Lot
0.19 ac
Year Built
2006
MLS #
SR26218336
Days on Market
7
Listed
Oct 7, 2026
Description
Great opportunity for investors or buyers! The 3-bedroom, 2-bath home with an additional office offers flexibility for those looking to build their real estate portfolio or purchase a home with the potential to make it their own. The functional floor plan features a living room with fireplace, well-sized kitchen with ample cabinetry and counter space, and a versatile office that could serve as a home office, study, or additional flexplace. The property also includes a 2-car garage, driving parking, and a nice-sized backyard with room to enjoy or personalize. Conveniently located near Meadows Field Airport, with easy access to major freeways, dining, and everyday amenities. Currently tenant occupied, making this an appealing opportunity for an investor looking to add a rental property to their portfolio or a buyer planning for future occupancy.
Location
Bakersfield, Kern County, CA 93308
Open on Google Maps ↗Listed by: Nerissha Molatore · Miramar Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,474
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,500 · Loan: $373,500
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,586
- Property tax (1.25%)
- $432
- Homeowners insurance
- $300
- Mortgage insurance
- $156
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $14,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Bakersfield, CA 93308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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