660 Beach Drive
Needles, CA, 92363
$239,000
MLS: PW26175441
Beds
3
Baths
2
Sq Ft
1,440
Lot
—
Year Built
1973
MLS #
PW26175441
Days on Market
50
Listed
Aug 11, 2026
Description
Waterfront Living in The Palms at Verde Shores! Welcome to 660 Beach Drive, a charming 3-bedroom, 2-bath home located directly on the water in The Palms at Verde Shores, a desirable 55-and-older community in Needles. Enjoy breathtaking waterfront views and the peaceful atmosphere of river living right from your own home. The spacious floor plan features a large living room, dining area, and inviting family room, providing plenty of space for relaxing and entertaining. Inside laundry adds everyday convenience. Step outside and enjoy gorgeous water views, perfect for morning coffee, entertaining, or unwinding at the end of the day. A covered carport and additional storage area provide space for your vehicle, water toys, and outdoor gear. Whether you’re looking for a full-time residence, weekend getaway, or vacation retreat, this waterfront home offers an incredible opportunity to enjoy the Colorado River lifestyle in a welcoming 55+ community!
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Cindy Tittle · Preferred Home Brokers
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,128
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $23,900 · Loan: $215,100
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,489
- Property tax (1.25%)
- $249
- Homeowners insurance
- $300
- Mortgage insurance
- $90
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $8,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Needles, CA 92363 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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